Usually, no—but the word “put” causes a lot of confusion. You generally do not transfer ownership of your IRA into your living trust the way you might transfer your house or a regular brokerage account into your trust. But you can name your living trust as the beneficiary of your IRA when you die. Those are two very different things. For many married couples, a common starting point is: IRA stays in your individual name → spouse is primary beneficiary → children or a properly
